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Pre-approved Credit Offers

For many people, pre-approved credit offers are common form of "junk mail". If a pre-approved offer falls into the wrong hands, it can be used to commit identity theft, provided the thief also finds out other things, such as your Social Security number or date of birth.

Why Me? If you get pre-approved credit offers, it is because you meet certain criteria. For a customer, such as a credit card company, the credit bureau has gone through their files to find names meeting the critera. Or, the lender has give the credit bureau a list of names to pre-screen, and you met the qualifications.

To opt out of pre-approved credit offers with Experian, Trans Union, and Equifax:

Call 1-888-5OPT-OUT (1-888-567-8688) and enter the requested information.

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